Investment Approach

A large part of the work Avidity Capital does on behalf of clients is asset management. We serve as a fiduciary on all client accounts and are legally bounded to act in the best interest of the clients we serve. Functioning as a fiduciary means, we cannot charge a commission for the portfolio management work we do. We charge a fee on the overall value of a client's portfolio, and our income fluctuates based on the performance of their accounts. Since our compensation is not directly tied to any transactions generated in a client's account, we maintain discretion of trades, allowing us to manage portfolios on our clients' behalf actively.
Designing a portfolio that aligns with your individual or family needs is the most critical aspect of asset allocation. We recognize that no two individuals are the same, so we do our due diligence to understand better how our clients are unique. It is the responsibility of our firm to properly assess our client’s tolerance for risk, investment time horizon, and experience to design an investor profile and then build portfolios around those parameters.

Our philosophy is simple - stick to the fundamentals. By seeking a healthy mix of both growth and value securities, combined with mitigating the day-to-day noise, we can focus on maintaining durable investment portfolios aligned to each client’s needs. Our clients will notice we utilize a core mix of funds (both mutual funds & exchange traded funds) to build the chassis of almost all portfolios. Paired with unique sets of other investment instruments to appropriately tune accounts to the risk appetite of our client’s investor profiles.
We believe it is important to follow both macro-economic trends and micro-economic opportunities to gain a more holistic approach to the design of the portfolios we manage.
A core value of Avidity Capital is to be a partner to the clients we serve, and we believe the key to maintaining an effective partnership is transparency. As mentioned above, our firm charges an advisory fee on the assets clients have under management. This fee is determined at the beginning of our client relationships and is discussed during each annual review. It is essential for us that our clients know what they are paying for the services they are receiving.

Financial Planning